How do I apply for Financial Aid?
Apply online at www.fafsa.ed.gov.

What is the FAFSA?
It is the Free Application for Federal Student Aid. You do not have to pay anything to file a FAFSA. Eligibility for grants, scholarships, student loans, and work study is all determined from this one form.

How do I get a FSA ID?
Apply online at https://fsaid.ed.gov/npas/index.htm.

Who needs a FSA ID?
Students and parents (if a student is considered a dependent per the Department of Education) need FSA ID and will use it each year to sign the FAFSA electronically.

What is the Federal school code?
The Federal school code for Cabarrus College is 015358.

Do I have to be a full time student to receive Financial Aid?
No, certain types of financial aid are available to part time students.

If my parents make too much money, will I be ineligible for financial aid?
Some types of financial aid are not based on need, so all students are eligible.

Is there a deadline to apply for financial aid?
Yes, the priority filing date for all students is March 15. Applications submitted after the priority filing dates will be considered only as funds are available.

Does it cost more to attend Cabarrus College if I am not a North Carolina resident?
The cost to attend Cabarrus College is the same for NC residents or out of state residents.

If I have lived in North Carolina for one year am I considered a North Carolina resident?
Some of the financial aid awarded at Cabarrus College is only awarded to North Carolina residents. Residency determination for state aid requires a student to go to www.NCresidency.org and apply.  Residency status is then determined by that agency.

Can I use my financial aid credit to purchase books?
Some students may be eligible for more financial aid than is required to pay for tuition and fees. These students may use their available credit to purchase books at the College's online bookstore. A credit voucher will be available for these students only after all required documents are received by the Financial Aid Office. The credit voucher number that students use when ordering books is the same as their SonisWeb student ID.

Do you offer payment arrangements?
Yes, there is a fee of $50 for payment plans. Please contact the business office at 704-403-2216 or stop by Office 133 to set up a plan.

What methods of payments do you accept?
Credit card, debit cards, cash, money order, and checks.

When should I expect my refund?
Funds received by the school are posted within three days and then refund checks are processed and mailed within 14 days.

When will I receive a 1098T tax document?
All 1098Ts will be mailed by January 31st.

BSN Loan Forgiveness - Frequently Asked Questions

Who is eligible for the Atrium Health RN-BSN Loan Forgiveness Program?

Atrium Health nursing teammates and nursing alumni of Cabarrus College or Carolinas College of Health Sciences

Can I use the Atrium Health RN-BSN Loan Forgiveness Program at any college or university?

No, the Atrium Health RN-BSN Loan Forgiveness Program can only be used at Atrium Health’s Cabarrus College of Health Sciences and Carolinas College of Health Sciences.

What is the amount available through the Loan Forgiveness Program?

Up to $10,000.00

I started the RN-BSN program prior to its inclusion in the Atrium Health Loan Forgiveness Program.  Am I eligible?

Yes.  It can be used to cover the tuition for the courses remaining in your program of study.

Can the Loan Forgiveness Program be used to pay for books and other expenses?

No, it is applied only to actual tuition.

I graduated from Carolinas College of Health Sciences and participated in the Loan Forgiveness Program for my nursing associate degree.  Am I eligible to participate for my RN-BSN at Cabarrus College of Health Sciences?

Yes.

I am an Atrium Health teammate.  I used the Loan Forgiveness Program for my nursing associate degree and still have time remaining in my work commitment for that program.  Am I eligible to participate for my RN-BSN?

Yes, your work commitment for RN-BSN loan forgiveness will begin after you graduate with your BSN and will be added to any remaining work commitment from the nursing associate degree loan forgiveness program.

What is the work commitment required to receive loan forgiveness?

One (1) year full-time work commitment (at least thirty-two (32) scheduled hours per week) with a participating Atrium Health facility for every $5,000 utilized.

I am a Cabarrus College nursing alumnus, but I am not an Atrium Health teammate.  Am I eligible for the Loan Forgiveness Program?

Yes, but you will have to repay the loan with monthly payments.  There is a six (6) month grace period.  The repayment term is thirty-six (36) months at 5% interest.  If you secure employment with Atrium Health within six (6) months of your BSN graduation, you can convert your repayment to the work commitment terms.  Participation in the loan forgiveness program does not guarantee an eligible position within Atrium Health.

Will participation in the Atrium Health Loan Forgiveness program affect my salary when I am fulfilling the work commitment?

No, you will receive your full salary.  Your work commitment is what repays the loan, so there is no payroll deduction.  However, the Atrium Health Loan is a taxable benefit at the time the graduate goes into repayment.

Can my associate degree work commitment repayment be deferred while enrolled in the RN-BSN program?

No.

I’m already enrolled in the BSN program at Cabarrus College and have the Teammate Scholarship; can I use both the Teammate Scholarship and Loan Forgiveness to pay my tuition?

No.  A student must select either the Teammate Scholarship OR the Loan Forgiveness program but cannot participate in both. 

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