E.J. Smith & Associates is your partner, finding you creative solutions with savings to your bottom line.

Because of our partnerships with leading insurance providers, we are able to offer a wide variety of solutions and coverage alternatives that can be customized and tailored to fit your needs.

For over 40 years, E.J. Smith & Associates has specialized in designing and providing affordable short-term and limited-benefit policies for the under-served student populations seeking coverage — but the landscape is changing under congressional health care reform, and we have expanded these opportunities for the increasing numbers of people that are falling between the cracks and chasms developing in the health care arena.

Whether you are a student, teacher, independent contractor, a small business, or a full or part-time employee, we can help.

Let us apply our expertise to your situation! Because E.J. Smith is an independent company partnering with many different carriers, we can guide you through the confusing terrain and ensure that you purchase the proper coverage for your particular situation.