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Open Enrollment for the Individual Health Insurance Marketplace is the chance for you and your family to get a new health insurance plan. Before you enroll, it’s important to compare plans and consider if your Atrium Health doctors are covered in your plan.

Choosing a health plan that includes our most trusted and preferred care means you can always give your family the best. Keep reading to learn which plans include Atrium Health, how to enroll and more.

Prepare for the changes coming this year

Open enrollment for the Health Insurance Marketplace runs Nov. 1, to Jan. 15, 2026. To ensure you have coverage starting Jan. 1, 2026, you will need to enroll no later than Dec. 15, 2025. We’re here to help make sure you’re prepared for the changes coming this year.

Here are a few things to have completed before enrollment begins to help make the process easier:

  • Gather your papers. Pay stubs and tax returns make it easier to confirm eligibility and keep any tax credits.
  • Double-check your eligibility by Dec. 15, for Jan. 1, coverage. Even if you like your current coverage, you’ll still need to confirm so nothing changes on you unexpectedly.
  • Keep in mind that premiums might go up if tax credits (subsidies) aren’t renewed. Additionally, consider all alternative coverage options so your plan balances out-of-pocket care costs with monthly premiums.
  • Look over your 2026 plan choices. Pick one that works for you and make sure it includes your Atrium Health doctors.

Key dates:

 Open enrollment begins


  • November 1


 Open enrollment ends


  • January 15


 Coverage begins

  • January 1 if enrolled by December 15
  • February 1 if enrolled by January 15


Application checklist

Use this list to gather information you’ll need and find steps you may need to take to enroll in a health care insurance plan.


Get checklist

Healthcare.gov

Review your insurance options, find out if you’re eligible for tax credits to help pay for your coverage and then enroll in an insurance plan.

Get started

Enrollment assistance

Call us to get more information about how to enroll or to schedule an appointment with one of our Enrollment Assisters.


336-713-9360

Which plans include Atrium Health?

For 2026, the following plans sold on the Individual Health Insurance Marketplace include Atrium Health doctors and hospitals in their networks:

North Carolina

  • Ambetter of North Carolina (with Atrium Health)
  • Blue Local (with Atrium Health)
  • Blue Value (Columbus Regional Healthcare System ONLY)
  • NEW: Oscar Health (with Atrium Health)
  • UnitedHealthcare

South Carolina

  • Ambetter
  • Blue Cross Blue Shield of South Carolina – BlueEssentials
  • Blue Cross Blue Shield of South Carolina – BlueVirtuConnect
  • InStil Health
  • UnitedHealthcare

Oscar Health

Learn which health insurance plans are accepted by:


What is health care coverage through the Marketplace (also called the Individual Insurance Marketplace)?

The Marketplace is part of the Affordable Care Act and offers health insurance for people who don’t have coverage through an employer, Medicare or Medicaid. It’s an online resource  where you can shop for, compare and enroll in or update a health insurance plan. You can also see if you’re eligible for savings. 

Why choose a plan that includes Atrium Health?

If you already have an Atrium Health doctor or hospital you prefer, you may want to pick a health insurance plan that includes them. This lets you continue seeing them while better managing your health care costs. In addition to your doctor and hospital, you get seamless connection to Atrium Health’s vast care options. A few highlights include:

  • Unmatched, world-class care from the region’s only nationally ranked health system which includes Levine Children's HospitalLevine Cancer Institute, Sanger Heart & Vascular Institute, Musculoskeletal Institute and more
  • Primary care from the region’s largest network of providers, including family medicine, internal medicine and women’s health 
  • The region’s largest network of behavioral health and substance use services
  • More virtual options and extended hours for convenient on-demand care, like urgent cares and video visits

How to enroll or change plans

For more information or to change your plan:


Frequently asked questions


Not all plans are available in every county. Please check with the individual plan to confirm benefits and in-network providers.   This website does not solicit or otherwise advertise insurance but is intended for your educational purposes only. Atrium Health is not a licensed health insurance agency.

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